Insurance Question

[Thomas913]

I was hoping someone could let me know the best place to get insurance for a C4 89 to 94. I called my insurnace company Erie and the rate was a high as our primary vehicles (even though I told them I would only drive the car less than 3K/year.).

I looked at http://www.americancollectorsins.com however the qualifications indicate that the car has to be 15 years old.

I have a clean driving record and have had not accidents in 20 years of driving (knock on wood). The vette would be garage kept.

Thanks,

Tom

[RichRog]

Tom,

If you do not drive your car in the winter, you can lay it up for 90 days. I also have Erie and lay mine up from December 15th to March 15th. You determine the lay-up dates, but it must be 90 consecutive days. It can drastically reduce your rate.

[aerie1761]

If your C4 is 1989 or prior you can get classic tags and then the insurance is real cheap.

[Mike Campbell]

I'm also looking for new insurance for all 3 of our vehicles. Got a price from Erie, but, the girl I talked with knew nothing about a 3 month winter layover. ;tt So far I was rejected by AIG because,;tt get this, "I take my Vette to car shows."????? Not that I might race it, but, I enter it in car shows like the Calvacade and Buckingham. Geez... Also I went to Progressive and they don't insure Corvettes...for less than $3,000.00 a year. The best price I've got so far is from Geico, but, I don't know how good they are. Does anybody??

[RichRog]

Mike,

My Erie insurance agents name is Rob McVaugh. Give him a call regarding insurance on your 3 vehicles and the 90 day layover for your Vette. His number is (215) 257-9171 and let me know how you make out.

[Thomas913]

Thanks all for the usefule info. I apprecaite it.

[aerovette]

I am an insurance agent and we insure many corvettes, including my own. We also withdrawl the vehicle from use during the months that you choose (up to 6 months at a time). Our rates can be very reasonable as long as you have a clean record and qualify for our preferred company. If i can be of any help, please let me know. Carol at State Farm (215) 639-6440 :)

[Joel Fellman]

Mike:
I had GEICO ins. from my teen years until just 4 or 5 years ago. They were a very good company & I was very happy with them but it seemed they increased the premiums drastically the past few years & when I could get coverage elsewhere for hundreds less, I tried to see if they would reduce their rate but they wouldn't budge. So now I'm with Hartford (thru AARP - yes I'm that old!) & we've saved thousands! The Vette has been insured thru Amer. Collectors for over 10 years & the premium is $130. per year - full stated value coverage. Can't beat that!
Joel